Christmas is over, time to get busy and take advantage of the last 100 days until the tax credit will be gone.  Interest rates are still at an all time low.  The lending institutions are now saying the interest rates will begin to creep up after 4/30 whe the government will no longer be backing the loans.  In order for private investors to buy the loans they will have to raise interest rates to be attractive to the investor.

 

Let's put  a plan in order...   call today  252-619-2011

 What a great time to purchase a home of your own!!

These beautiful, newly built town homes are located in the community of Harbor Bay, just minutes from the U.S. Coast Guard Base, and within an hour to the Virginia state line. They feature landscaping, an attached garage unit, 9' ceilings, a large master-bedroom with walk-in closet, bar in the kitchen, and cottage-style doors.  Appliances include a dishwasher, Range/Oven-electric, and microwave. Call Janet Lane today at 252-619-2011 for more information. Thanks for looking!!

These lots are located on Little River, in the subdivision "Rivers Edge" in Perquimans County, NC. Lots are ~2.5 acres and listed at $99,900. River front, with water access, these lots are a great place to build your dream home! Please call Janet Lane today, at 252-619-2011,  for more information and thanks for looking.

This is absolutely the best time in our lifetime to purchase real estate in Elizabeth City, Camden and Gates County.  Real Estate is on sale now!  We have a four month window of opportunity presenting itself to us and those that are savvy and have the foresight to seize the moment will be the winners in the near future.  I have always heard those without fear will prevail, those that buy low will reap the benefits of every recession.  When a home hits the market at 25 percent below its value and the interests rates are lower than they have ever been in our lifetime, this is truly an opportunity!

Call today to view great opportunities in Elizabeth City, Camden, Gates, Edenton, Currituck and Perquimans County.

 Great Loan Program  - USDA - Bringing affordable housing with the guaranteed rural housing program.  

*  Up to 102% financing based on appraised value
* 30 yr fixed rate
* No monthly mortgage insurance
* No downpayment
* No First-time homebuyer requirement
* No maximum seller concessions if greater that 6%. comment fromt the appraiser required
* No minimum credit score

Bargain home on the market now!   Pailin Creek   -  call for a viewing - 252-619-2011

Portfolio Real Estate is now taking reservations for Mariner's Landing in Elizabeth City, NC. Gateway Bank is offering a deal for special financing with a very low interest rate, for a limited time only! 5% down on new homes and 10% down on all lots!  Homes at Mariner's Landing start at $239,900 and lots start at $54,900. For details and more information, please call Janet Lane, at 252-619-2011. Mariner's Landing is located next to the U.S. Coast Guard base and less than an hour to the Virginia state line.

I am so excited about the  interest in real estate in Camden, Gates and Elizabeth City.  The past two Decembers have been outstanding!  The tax credit and low interest rates have been wonderful for those who want to be new homeowners.  Again, please remember, you do not have to be a first time homebuyer to enjoy these benefits!  Call, I will be happy to help!

Update on Tax Credit:

 

The 8000. tax credit still in play will be available to those individuals who have not owned a home in the last THREE YEARS.

The 6500. tax credit is available to those individuals that have owned their home and lived in it for the past FIVE years.

This coupled with the fantastic interest rates make this the best time to buy your home in northeastern North Carolina from Camden to Gates County - REAL ESTATE IS ON SALE NOW!

The Elizabeth City NC  annual illumination has been postponed until Sunday, due to the weather.  Before you go downtown be sure to stop by Mariners Landing...   we will have an OPEN HOUSE from 1 pm to 5 pm - showing all the quality homes being built in this beautiful waterfront community along the Pasquotank River just around the corner from the United States Coast Guard Station.  Hope to see you there!